Nashville Real Estate Talk

Nashville loves Woodland Point.  Considered the perfect address for today’s busy young professionals, Woodland Point is a gateway to outdoor and urban adventure.  Residents enjoy being minutes from Percy Priest Lake recreation areas, Nashville Airport and of course Downtown Nashville.

Woodland Point backs up to the Percy Priest Wildlife area and there are walking trails down to the lake.  Hunting is prohibited but with a license homeowners can fish in the clear waters of the lake.

Nearby the Elm Creek Marina is available for boating and canoeing.  There is a BMX park for more adventurous types and the Shelby Bottom Greenway starts just down the road and runs along the beautiful Harpeth river all the way to Shelby Park in east Nashville.

One of two Master Suites

You would never guess that this gorgeous Townhome is 5 years old! the Cathedral entrance gives way to Living areas with large eat-in Kitchen, 1/2 bath for visitors and a spacious patio with lots of morning light.  Upstairs you’ll find two suite style bedrooms with private baths and the home also has a 1 car garage.

This home is available for 3.5% downpayment through FHA and the sellers will help with closing costs! Interested? call Jim or Cathy at 615-347-4424.

Front Foyer

Private Patio for Grillin' & Chillin'

Living Area

Berkley Manor, Hickory Knoll features 2949 Sq. Ft. for just $250,750

Hickory Knoll in Lebanon has announced a new series of homes designed to bring affordable large homes to middle income families.  Edsel Charles of Market Graphics in Nashville, announced the new homes yesterday at a meeting for area Realtors here in Lebanon.

Designed to provide new 2000+ sq.ft. homes at less than $80 per sq. ft., Charles said, “These homes have all the amenities in Kitchens, Floor Plans, even side entry garages”.

 The Oak Knoll neighborhood along Hickory Ridge in Lebanon will be the home of these new homes and Hometown Builders of Lebanon will be the builders.  The homes are designed in Atlanta and are already being built in other communities around the country.

“Imagine 2900 Sq. Ft. for less than $250,000!”, said Charles.  On hand were Darrell Tidwell and Doug Dockins of Hometown Builders, LLC.

The homes are being built to order and buyers can place orders now for delivery in late fall of this year.

“Designed by one of America’s leading Architects, this series of homes have the hardwood floors, the openness and the features that are common to homes costing $120 to $130 per sq. ft.”

For more information on the exciting new home designs in Hickory Knoll, call us at 615-347-4424.

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CNN Money has named the community of La Vergne as being among the most affordable cities in the United States.

La Vergne City Hall

CNN noted the median home price of just $127,000 and the low median property tax of just $1,265.

Median income for the La Vergne community was $68,590.

Tennessee’s lack of an income tax was another reason for for the status of Most Affordable.

You can read the entire article here:

http://money.cnn.com/galleries/2008/moneymag/0807/gallery.bplive_affhomes.moneymag/23.html

To see homes for sale in La Vergne go to:

www.NashvilleHomeSearcher.com

White sand and clear water at the Palmetto Hotel in Panama City Beach, Florida.Nashville has a love affair with Panama City Beach. Located just 7 hours south of Nashville, the Emerald Coast has much to offer to those looking to escape Nashville for a few days. We took off Thursday morning and had our toes in the delicious waters of the Gulf at 5 PM. If you're from the north or California, get ready for something really different, these beaches are unlike any you seen. In the Spring , between Spring Break and the the end of School, the beached can be deserted and the place is yours. Nashville loves how easy the drive is, with Interstate 65 taking you almost to the coast and good roads the rest of the way.Try to have atleast 4 dyas to spend, that'll give you at least 3 beautiful nights and two full days on the beach.For more than 7 years now we have enjoyed spending Mother's Day weekend at the Palmetto Hotel in Panama City. During that time we've seen Panama City grow a little, the Hotel remodeled and restaurants come and go, but our old favorites still remain.We always have at least 1 meal at Dusty's Oyster House. Oysters on the Half Shell at Dusty's Oyster House in Panama City, Florida

Apalachicola is just 50 miles down the coast from Panama City and the Oysters are always fresh, cold and sweet.  Dusty’s also serves Grouper and Amber jack to.

You can find any kind of seafood in Panama City, and it’s all fresh. New Restaurants include,  Margaretaville and the famous Hof-Brau House from Munich.

The Real star of the area is of course the white sand beaches.  The sand is very fine and the children love. The water this past weekend was almost 80 degrees with a gentle swell, just big enough for a little body surfing.  Typically you’ll see Dolphins and an occasional Ray in the waters through the day.

Nashville never gets tired of Panama City and the local communities of Seaside and Grayton Beach.  Be sure to check this out when you need a little getaway.

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The United States Department of Agriculture (USDA), through it’s Rural Development authority is making loans available to Home Buyers in the Nashville area.

last year the Rural Development Home Loan program provided Loans and grants totaling over $400 million in Tennessee.  

These USDA Rural Development Home Loans require no down payment and can cover up o 102% of the appraissal value of a the home. These loans are available to Home Buyers of average income.

Homes for sale in , Cheatham,Wilson, Williamson Sumner, Rutherford and Davidson counties are eligible for Rural Development loans.  The homes must be on the outskirts of City Limits.  To check the availability of a home go to this USDA website:

http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do

If the home qualifies, USDA will lend up to 100% of the homes value to the buyer.  In other words “Zero Down Payment”.

To qualify home buyers must earn less that 115% of the Median income in the area.  As an example, a family of 4 home buyer in Wilson County could earn up to $74,000 per year and still qualify. 

This Home in Wilson County on 2 Acres qualifies for a Rural Development Zero down loan.

This Home is a good example of a home that qualifies for Rural Development financing in Wilson County Tennessee.  It is located in Lebanon on 2 full acres, has 3 Bedrooms, a remodeled Kitchen and 2 full baths.  There is a full barn/workshop that could also be a 4 car garage. With a 5% FHA loan and Zero Down this home would have Federally Insured Fixed 30 year mortgage of approx. $795 per month.

For Details about this home or on the Rural Development 100% home loans in the Nashville Area call us at 615-347-4424.

There will be a USDA Home Loan Fair next week in Lebanon. The Fair will take place at 1-2PM , Tuesday May 19 at 925 E. Baddour Parkway., Suite 110.

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Former Orchard with two acres, Barn and Irrigation system, just $159,900

Looking for some acreage but don’t want to break the bank?  This fully remodeled Home with 2 acres (half of it fenced) might be just the trick.  The Owner has wonderfully updated the 1400 sq.ft. home with a new custom kitchen, appliances, Master bath and new carpet too.  The entire home has been painted has a new Heating and Air conditioning system.  The property includes a 1700 sq.ft. shop with concrete floor and electricity. For more info visit www.CathyWood.com

1700 Sq. Ft. Barn with concrete floor and Electricity too

All these photos were taken in our Garden in Lebanon Tennessee at sunset on Wednesday April 29, 2009. If you love gardens, maybe you should live here too?

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Nashville Area Real Estate Sales for March

Nashville Area Real Estate sales were steady in March. Improvements were seen as Nashville first time home buyers began to take advantage of the Federal Tax Rebate program and garner up to $8,000 for themselves.

In Nashville metro area home sales saw a 4% difference between asking price and sold price.

Homes For sale in Mt. Juliet averaged $216,000 and a home seller in Mt. Juliet could expect to wait 2 months to sell his home.

 Home prices in Brentwood and Franklin averaged $510,000 in March and 91 properties sold there.

Home sellers In Gallatin and Hendersonville were getting about $95 per sq.Ft. in March . Just over 100 homes  sold in Hendersonville and Gallatin  TN during March.

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   Nashville area home showings on rise in March

Nashville Area Home Showings for March 2009

Nashville’s largest Realtor, Crye-Leike Realtors, Inc. reported Nashville area homes  have begun to show again. Stretching back to August of 2008 monthly home showings  in the Nashville area had fallen at first below 3,000 showings and then to just barely 2300 in December.

‘These numbers are going to make a lot of Nashville area home sellers very happy” said Crye-Leike’s  Cathy Wood.   Cathy went on to share three reasons for this rebound in Nashville home showings.

First- The Governments new Tax Rebate program for first time buyers.  “$8,000 is a lot of money to first time buyer and with the new THDA  rules, many  Nashville area home buyers can even use it as a down payment”.

Second- Cathy noted the current Interest rates available to buyers. ” We’re seeing mortgage rates at 5% or lower.”  To the first time buyer that means a $100,000 mortgage for about $500 + Insurance and Taxes. “You can’t rent a home in Nashville for that”.

Lastly- The inventory.  “with over 20,000 homes available on the  Nashville MLS, there is something for everyone no matter what their taste or budget. Even here in Mt. Juliet we have almost 700 homes available for sale today 

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